No Credit Check Consumer Outlet Program

Get an easy payment plan, or pay off early and save!

Looking for a laptop payment plan with no credit check? If so, you’re in luck, thanks to your friends at UpgradeUSA and

We’ve introduced a way for you to get the easiest payment plan on the latest brand-name laptops. This program is perfect for people with little or no credit yet still want to get the latest and greatest technology – such as students, families, and many others. No need to be at the mercy of credit scores…our new option is perfect for people who want an easy way to get quality products on reasonable payments.

Here’s what makes our new no credit check/no credit needed program great:

  • Payments that fit your schedule – weekly, bi-weekly, semi-monthly, or monthly.
  • A 90-day early payoff – just pay the retail price + the first payment of $49 & sales tax!
  • Generous, additional early payoffs are available.
  • The application is free, and after you’re approved, it only takes $49 (+sales tax) and an e-signature to start the shipping process.
  • Less-than-perfect credit can be accepted – there is no credit check.
  • All of the products we offer are brand-new, and have full manufacturer’s warranties.
  • We offer a variety of sleek, high-quality laptops to meet a variety of’ needs.
  • We’re online-only, which makes shopping for payment plans convenient and easy.

We are offering this program because we’ve heard requests from our customers loud and clear. Our No Credit Check application only takes a few quick minutes to complete, and it’s all online!

Students want to be able to pay for laptops on a monthly basis, and they want better quality than rent-to-own but can’t afford to pay for the whole cost up-front. Families dealing with economic situations want to be able to compete. Being online is a critical social and commerce element for communities across the country, but people can be put at a disadvantage when they can’t afford to pay full price for the tools they need to succeed. is here to help fill that gap. Our payment plans are fair, affordable deals, and some of the best in the business. Get started by applying today to our no credit check laptop payment plan program!

Note: The No Credit Required payment plan option is underwritten by a third-party. Please review all contracts carefully. If you have any questions, we encourage you to contact us.