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The Top Secret to Low Mortgage Rates

When it’s time in life to start shopping for a house, there are few things more scary than baring your financial soul during the mortgage process. It can be intimidating for a variety of reasons, including: You have to disclose several months’ worth of detailed financial statements You have to account for every single piece(…)

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Response to The New York Times Story on Credit Card Debt

Sunday’s edition of The New York Times Magazine featured a story on the importance of credit card debt, and how it can help “the poor” – that is, people in lower income brackets. The story features the work of the Local Initiatives Support Corporation, an Illinois-based nonprofit. Here’s the point of view of their director,(…)

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