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Personal Credit

The Top Secret to Low Mortgage Rates

When it’s time in life to start shopping for a house, there are few things more scary than baring your financial soul during the mortgage process. It can be intimidating for a variety of reasons, including: You have to disclose several months’ worth of detailed financial statements You have to account for every single piece(…)

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Response to The New York Times Story on Credit Card Debt

Sunday’s edition of The New York Times Magazine featured a story on the importance of credit card debt, and how it can help “the poor” – that is, people in lower income brackets. The story features the work of the Local Initiatives Support Corporation, an Illinois-based nonprofit. Here’s the point of view of their director,(…)

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Choose Your Own Adventure

Choose Your Own Adventure

We hear from customers all the time, through email, phone, and online chat. A typical set of questions goes something like this: “I am applying to your site right now – do you have a no credit check option?” “I’m a small business without a lot of credit – can I apply?” “I was referred to you by (insert(…)

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Visit Our New Dell Showcase on UpgradeUSA.com

Visit Our New Dell Showcase on UpgradeUSA.com

More news from the relationship front: UpgradeUSA is now part of the Dell PartnerDirect program! We’re thrilled to be working with one of the world’s largest technology companies. Dell is right in our own back yard here in Central Texas – they are in Round Rock and we are in Austin, right next door –(…)

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